Epargne Symphonie

Epargne Symphonie is a life-insurance contract distributed by Wafa Assurance, to build up a long-term savings plan. The plan is invested in different categories of mutual funds according to the investor's profile, and offers the possibility to arbitrate between funds. The amount saved can be constituted progressively via free or periodic deposits, at the desired frequency, and enjoys a total exemption from capital gains tax after a holding period >8 years over 45 years or in case of death.